Broker Check
Estate Management 101 The Cycle of Investing
Agent Photo

Welcome to Bridgewater Financial Group 

Why we do what we do...

The answer is simple: a passion to help others, and the desire to build meaningful relationships.  As a fee-only independent Financial Advisory firm we have developed a business model that reflects those core values.  By helping people plan their financial lives they can focus more on those things that are most important to them.  As we see it, "wealth" breaks down into three basic categories as it defines each and every one of us personally, financially, and socially.

  • Personal Wealth is where we take stock in "who we are and why we exist".  It is our purpose and character.
  • Financial Wealth breaks down to the “what we own” aspect of our lives.  How we save, how we spend, and how we invest tells us, and others, who we are on paper.
  • Social Wealth can be defined by "what we do to make a difference" in not only our life, but the lives of our family and the lives of others.

I am sure that if you made up a list of those things that were most important, you would come up with more than just money.  It's here where we add the greatest value to the client-advisor relationship.  With us as your financial partner you can begin to focus more on what matters most to you and still remain in control of your financial life.  To us, you are more than just numbers on paper and we would be grateful to share with you, and your family, your unique passion and purpose.

Thank you for your time and consideration,


Christopher S. Hamm,
President and Financial Advisor
Bridgewater Financial Group, LLC.  


Helpful Content

Data Thieves from Outer Space

Data Thieves from Outer Space

Learn about the dangers of internet fraud with this highly educational and fun “pulp” comic.

What Is My Current Net Worth?

What Is My Current Net Worth?

Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.

Paying Off a Credit Card

Paying Off a Credit Card

Enter various payment options and determine how long it may take to pay off a credit card.

 

Insurance Needs Assessment: When You're Newly Married

Marriage changes everything, including your insurance needs.

Understanding Extended Care

Understanding the types of extended care services—and what those services could cost—may be critical.

Is a Variable Annuity Right for Me?

Pundits go on and on about how “terrible” or “wonderful” annuities are, but they never talk about whether annuities are right.

How Women Can Prepare For Retirement

Are women prepared for a 20-year retirement?

The Average American Budget

Learn about the average American budget in this fun and interactive piece.

Does Your Child Need to File an Income Tax Return?

When your child has income, there’s a good chance that he or she will need to report it and pay taxes.

View all articles arrow

Impact of Taxes and Inflation

Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.

Should I Buy or Lease an Auto?

This calculator compares the financial impact of leasing versus buying an automobile.

Potential Income from an IRA

Estimate your monthly and annual income from various IRA types.

Assess Your Life Insurance Needs

This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

Saving for Retirement

This calculator can help you estimate how much you may need to save for retirement.

A Look at Systematic Withdrawals

This calculator may help you estimate how long funds may last given regular withdrawals.

View all calculators arrow

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

View all presentations arrow

Keeping Up with the Joneses

Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

Are Alternative Investments Right for You?

With alternative investments, it’s critical to sort through the complexity.

Charitable Giving: Smart from the Heart

Do you have causes that you want to support with donations?

When Do You Need a Will?

When do you need a will? The answer is easy: Right Now.

The Power of Tax-Deferred Growth

Why are 401(k) plans, annuities, and IRAs so popular?

The Richest Man in Babylon

In good times and bad, consistently saving a percentage of your income is a sound financial practice.

View all videos arrow