Welcome to Bridgewater Financial Group
Why we do what we do...
The answer is simple: a passion to help others, and the desire to build meaningful relationships. As a fee-only independent Financial Advisory firm we have developed a business model that reflects those core values. By helping people plan their financial lives they can focus more on those things that are most important to them. As we see it, "wealth" breaks down into three basic categories as it defines each and every one of us personally, financially, and socially.
- Personal Wealth is where we take stock in "who we are and why we exist". It is our purpose and character.
- Financial Wealth breaks down to the “what we own” aspect of our lives. How we save, how we spend, and how we invest tells us, and others, who we are on paper.
- Social Wealth can be defined by "what we do to make a difference" in not only our life, but the lives of our family and the lives of others.
I am sure that if you made up a list of those things that were most important, you would come up with more than just money. It's here where we add the greatest value to the client-advisor relationship. With us as your financial partner you can begin to focus more on what matters most to you and still remain in control of your financial life. To us, you are more than just numbers on paper and we would be grateful to share with you, and your family, your unique passion and purpose.
Thank you for your time and consideration,
Christopher S. Hamm,
President and Financial Advisor
Bridgewater Financial Group, LLC.
Making Sense Of A Home Warranty
Understanding the value of a home warranty.
Protection Against Uninsured Drivers
You’re hit by an uninsured driver. Now what? Are you protected against financial losses?
Crowdfunding—Capital for the 21st Century
Crowdfunding continues to gain momentum as more people search the Internet for financing and fundraising alternatives.
1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability.
International funds invest in non-U.S. markets, while global funds may invest in U.S. stocks alongside non-U.S. stocks.
Diversification is an investment principle designed to manage risk, but it can't prevent against a loss.
Each year hundreds of children die or are injured in pool accidents. By taking seven steps, you can keep your pool safe.
Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets.
The right executor may help ensure the distribution of your assets is done with as little upheaval as possible.
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
This calculator helps estimate your federal estate tax liability.
This calculator may help you estimate how long funds may last given regular withdrawals.
Determine your potential long-term care needs and how long your current assets might last.
Enter various payment options and determine how long it may take to pay off a credit card.
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
There are some smart strategies that may help you pursue your investment objectives
Principles that can help create a portfolio designed to pursue investment goals.
Using smart management to get more of what you want and free up assets to invest.
The importance of life insurance, how it works, and how much coverage you need.
How federal estate taxes work, plus estate management documents and tactics.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
The market is as unpredictable as the weather. We’d love to help you prepare.
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?
Learning more about gold and its history may help you decide whether it has a place in your portfolio.
There are hundreds of ETFs available. Should you invest in them?
Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.
A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be.