Welcome to Bridgewater Financial Group
Why we do what we do...
The answer is simple: a passion to help others, and the desire to build meaningful relationships. As a fee-only independent Financial Advisory firm we have developed a business model that reflects those core values. By helping people plan their financial lives they can focus more on those things that are most important to them. As we see it, "wealth" breaks down into three basic categories as it defines each and every one of us personally, financially, and socially.
- Personal Wealth is where we take stock in "who we are and why we exist". It is our purpose and character.
- Financial Wealth breaks down to the “what we own” aspect of our lives. How we save, how we spend, and how we invest tells us, and others, who we are on paper.
- Social Wealth can be defined by "what we do to make a difference" in not only our life, but the lives of our family and the lives of others.
I am sure that if you made up a list of those things that were most important, you would come up with more than just money. It's here where we add the greatest value to the client-advisor relationship. With us as your financial partner you can begin to focus more on what matters most to you and still remain in control of your financial life. To us, you are more than just numbers on paper and we would be grateful to share with you, and your family, your unique passion and purpose.
Thank you for your time and consideration,
Christopher S. Hamm,
President and Financial Advisor
Bridgewater Financial Group, LLC.
Tips for Finding Care for Your Disabled Child
The care of special-needs children continues into their adult years, and may survive the passing of their parents.
Retirement Income and the Traditional Portfolio
Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets.
The Facts About Income Tax
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.
As our nation ages, many Americans are turning their attention to caring for aging parents.
Tax preparation may be the perfect time to give the household budget a check-up.
Variable Universal Life is permanent insurance in which the policyholder directs how premiums are invested.
Protect yourself against the damage that your homeowners policy doesn’t cover.
Having your identity stolen may result in financial loss plus the cost of trying to restore your good name.
The right executor may help ensure the distribution of your assets is done with as little upheaval as possible.
Estimate how long your retirement savings may last using various monthly cash flow rates.
This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
This questionnaire will help determine your tolerance for investment risk.
This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.
Use this calculator to estimate your capital gains tax.
Estimate how much of your Social Security benefit may be considered taxable.
Investment tools and strategies that can enable you to pursue your retirement goals.
Using smart management to get more of what you want and free up assets to invest.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
Principles that can help create a portfolio designed to pursue investment goals.
How federal estate taxes work, plus estate management documents and tactics.
A presentation about managing money: using it, saving it, and even getting credit.
Pundits say a lot of things about the markets. Let's see if you can keep up.
In the world of finance, the effects of the "confidence gap" can be especially apparent.
A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.
When do you need a will? The answer is easy: Right Now.
Learning more about gold and its history may help you decide whether it has a place in your portfolio.
Tulips were the first, but they won’t be the last. What forms a “bubble” and what causes them to burst?