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Estate/Legacy Planning

Estate/Legacy planning entails distributing, according to your wishes, the property that you have accumulated throughout a lifetime while minimizing your estate's tax burden and expenses. Your goals may include gifting, providing for your surviving family, or supporting your favorite charitable causes.

Estate/Legacy planning IS for everyone. It is not just for “retired” people, or people who are “wealthy”, although they may think about it more.  The benefits of a good estate plan often means more to families with modest assets, because they can afford to lose the least. The main motivation for planning is so that you can ensure that your wishes are carried out by instructing who receives what, and when they receive it.  It’s not a matter of “if”; it’s a matter of “when” your situation occurs.

Too many people DON'T plan. Many people put off estate/legacy planning because they think they don’t own enough, they’re not old enough, they’re too busy, think they have plenty of time, they just don’t want to think about it, or they think it’s too complicated and don’t know where to turn.  Then, when something happens to them, their families have to pick up the pieces. Would your family know where to find your financial records, titles, and insurance policies if something happened to you? Planning your estate now will help you organize your records, locate titles and beneficiary designations, and find and correct errors. Additionally, if you do not have a plan, the state you live in has one for you…and you may not like it!  This can be cumbersome, costly and troublesome for individuals and their families in the event of death or disability. 

The best time to plan your estate is now. None of us really likes to think about our own death, disability, or the possibility of being unable to make decisions for ourselves. This is exactly why so many families are caught off-guard and unprepared when incapacity or death does happen. Don’t wait. We can help you build a plan that is suited for you and your family. We will also help you monitor that plan, and when life changes occur, we will help you maintain the flexibility to change that plan to meet your needs.

The best benefit is having confidence. Finally, knowing you have a properly prepared plan in place - one that contains your instructions and a will protect your family - will give you and your family financial confidence. This is one of the most thoughtful and considerate things you can do for yourself and for those you love.

 Solution Considerations

  • Wills* 
  • Power of Attorney* - Medical and Financial
  • Trusts* - Revocable, Irrevocable, Insurance, Charitable, etc.
  • Special Needs Planning* – Child or Self
  • Property Titling
  • Gifting techniques
  • Family Limited Partnerships
  • Business Transfer

  *May also include consultation with other trusted advisors..